Options to consolidating credit cards
In some cases, consolidating credit card debts makes them easier and cheaper to repay.
But whether that is true for you will depend on a few factors. The higher your credit card rates, the better your chances of saving with a personal loan.
However, if they won't budge on the fee- sometimes paying a fee is still worth it if you can reduce your interest rate by more than the fee charged.
You'll need to get out your calculator and figure out if you'll still save some money.
If you feel like you’re drowning in credit card debt, you might be one of those determined to pay it all off in 2017.